# Mary Maloney

> https://marymaloney.surmadosites.com

## Pages

- [Mary Maloney | North County San Diego real estate](https://marymaloney.surmadosites.com/index.md): Personal seller representation from Mary Maloney, a North County San Diego real estate professional since 2003. Call (760) 855-1424.
- [About Mary Maloney | North County San Diego](https://marymaloney.surmadosites.com/about.md): Mary Maloney is a Navy veteran and North County San Diego real estate agent. Licensed since 2003. Founder of Hometown Realty. CA DRE 01405238.
- [Blog | Mary Maloney](https://marymaloney.surmadosites.com/blog.md): Notes from Mary Maloney on North County San Diego real estate, HOAs, and San Elijo Hills.
- [Double Peak Park: Hiking, Views, and Tips for Visiting | Mary Maloney](https://marymaloney.surmadosites.com/blog/double-peak-park-guide.md): One of the highest points in coastal North County, just above San Elijo Hills.
- [Hidden Costs of Buying a Home in California | Mary Maloney](https://marymaloney.surmadosites.com/blog/hidden-costs-of-buying-in-california.md): Beyond the down payment: closing costs and the extras first-time buyers often miss.
- [HOA vs. Non-HOA Communities: Which Is Right for You? | Mary Maloney](https://marymaloney.surmadosites.com/blog/hoa-vs-non-hoa-communities.md): Neither option is inherently better — it depends on lifestyle, priorities, and budget.
- [How Much Money Do You Need to Buy a House in San Diego County? | Mary Maloney](https://marymaloney.surmadosites.com/blog/how-much-money-to-buy-in-san-diego-county.md): You may not need as much cash upfront as you think. Loan type and down payment matter.
- [A Guide to Neighborhoods in San Elijo Hills | Mary Maloney](https://marymaloney.surmadosites.com/blog/san-elijo-hills-neighborhoods.md): It isn’t one neighborhood — it’s more than 30, with different home styles, views, and price points.
- [What Salary Do You Need to Buy a Home in North County San Diego? | Mary Maloney](https://marymaloney.surmadosites.com/blog/what-salary-to-buy-in-north-county.md): Buying power depends on income, debts, down payment, credit, and rates — not one magic number.
- [Contact Mary Maloney](https://marymaloney.surmadosites.com/contact.md): Call Mary Maloney at (760) 855-1424 or email Mary@My-HometownRealty.com. San Marcos office.
- [Sell your home | Mary Maloney](https://marymaloney.surmadosites.com/sell.md): Talk with Mary Maloney about selling your North County San Diego home. Call (760) 855-1424 or send a note.